Financial Planning Process

VitalStone Financial offers comprehensive financial planning and wealth management services for every stage of your life. We will collaboratively work with you to create a plan that will support your life’s goals. Our comprehensive financial plans are individually designed for each client.

 

Step 1:  We will begin by learning about you and your life. We want to understand what motivates you, how you make decisions and understand your unique goals.

Step 2:  We will analyze all your information. Our analysis will cover your assets, debts, cash flow needs, insurance requirements, investments and tax reduction strategies.

Step 3: We will deliver a responsible comprehensive financial plan that is tailored to your unique situation. We will review our recommendations with you, answer all of your questions and will make any needed revisions.

Step 4: We will work with you to put your plan into motion. We will coordinate this process for you and will consult with other professionals, such as attorney’s and CPA’s, as needed.

Step 5:  We will routinely monitor your progress towards meeting your financial goals. We will revisit and review your plan with you and recommend adjustments as needed.

Step 6: Life happens to everyone. We understand that your circumstances may change, sometimes with little warning. Our team will work with you to evolve your plan along your life’s journey.

 

*Implementation of financial planning recommendations can be done with the advisor of the client’s choosing.  Implementation of plan recommendations may result in fees and/or commissions separate from financial planning fees.


The VitalStone Financial Network

Our firm works with a robust team of professionals to provide you with nearly every aspect of responsible financial advice. From tax reduction strategies, contract review, and employment law to small business management, our company provides our clients all resources they need to manage their professional and financial lives with a single email or phone call.


Technology

Our company integrates information technology into the financial planning process at a level each client prefers.  One powerful component of our client experience is our free online and mobile-friendly wealth management platform. VitalStone clients can access all their accounts, investments and review their financial plan at any time of the day or while on the go. Our consultation is always accessible and can include skype meetings with screen-sharing for our clients if more convenient.


We are committed to providing superior service and to be the initial point of contact for all financial matters. From planning your retirement and growing your wealth to managing your business, VitalStone Financial is a trusted name in wealth management.